News and Community
News and Community

Maximizing Summer Travel with Farm Bureau Bank

Summer is the perfect time for new adventures, and Farm Bureau Bank® is here to help you make the most of your travels. In this blog, we will explore some ways you can enjoy a financially-savvy season.

Set a Travel Budget

Enjoy your summer travel experiences without breaking the bank! Estimate expenses for lodging, transportation, food, and activities. Search for discounts and prioritize the most important aspects of your trip. Remember to track your spending to stay within budget.
Tip: If travel isn't in your budget this summer, consider a staycation or low-cost activities. Explore local parks, museums, and community events that often offer free admission.

Take Advantage of Credit Card Sign-Up Bonuses

If you are in the market for a new credit card, summer can be the perfect time to sign up. Many credit cards have an introductory APR for a set amount of billing cycles, or statement credit offers when you spend a certain amount within the first few months.
Tip: Plan major summer purchases, like booking flights or hotels, around the time you apply for a new credit card to easily meet the spending requirement for the sign-up bonus.

Reward Yourself 

Summer means country drives and road trips, picnics, barbecues, and going out to eat with family and friends. By using a rewards credit card for your summer expenses, you can accumulate points and redeem for future travel, merchandise, and even statement credit.
Tip: Farm Bureau Bank’s Member Rewards Program offers triple points on gas, groceries, and dining. Your hard-earned points remain available for four years!

Avoid Foreign Currency Fees

If your summer plans include international travel, choosing a credit card without foreign currency fees is a game changer. Not having to worry about foreign currency fees helps with budgeting and tracking expenses throughout your time abroad.
Tip: Enjoy no foreign currency fees when you swipe your Farm Bureau Member Rewards Mastercard®.

Prioritize Financial Security 

Using a credit card is generally safer than carrying large amounts of cash on your vacation. In the event of a lost or stolen credit card, you can report it to your bank or credit card company, and they will cancel the card and issue a new one. Notice an unauthorized charge on your credit card statement? Report it and the credit card company will investigate the matter and remove the charges if they are deemed fraudulent. 
Tip: Take precautions to avoid pickpocketing and brush up on fraud prevention best practices before your trip.

Enjoy Account Access Anytime, Anywhere

Gain access to 24/7 online account management when you sign up for online banking. Log in from your laptop, tablet, or smartphone to check balances, pay your bill, view card activity, redeem points, and set up alerts. 
Tip: Cross off an item on your to-do list by setting up recurring payments for your credit card through online banking. 

Download Mobile Banking App

Skip the trip to the bank and manage your money from wherever life takes you. Mobile banking can save you time, streamline your financial management, and keep you connected to your money on the go.
Tip: Tap into mobile banking and download the FBBmobile app to access your Farm Bureau Bank® accounts, transfer funds, deposit checks, pay bills, and more. 

Enjoy your travels with confidence. From earning Member Rewards to skipping foreign currency fees and ensuring your peace of mind, Farm Bureau Bank can enhance your summer experience.

Tags:   credit cards, financial tips, personal finance,