Loan & Credit Card Rates

Farm Bureau Bank offers loans for a variety of purposes, all with competitive rates to make your money go further.
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Deposit Rates Loan & Credit Card Rates
Automobiles (Cars, SUVs, Minivans), Trucks (150/1500) < 6,000 lbs.
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Terms Model Year
New - 2020
APR As Low As*
 Model Year
2019 - 2016
APR As Low As*
 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 2.09% 2.59% 3.59% $5,000  
37 - 60 months 2.09% 2.59% 3.59% $10,000
61 - 75 months 2.39% 2.89% 3.69% $15,000
76 - 84 months   3.49% 3.79% 4.69% $20,000
Class-2: Ford F-250, Chevrolet 2500, GMC 2500, Dodge Ram 2500; Trucks (Class-3: Ford F350, Cheverolet 3500, GMC 3500, Dodge Ram 3500): GVWR 6,001 to 14,000
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Terms Model Year
New - 2020
APR As Low As*		 Model Year
2019 - 2016
APR As Low As*		 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 2.09% 2.59% 3.59% $5,000  
37 - 60 months 2.09% 2.59% 3.59% $10,000
61 - 75 months 2.39% 2.89% 3.69% $15,000
76 - 84 months   3.49% 3.79% 4.69% $20,000
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Terms Model Year
New - 2020
APR As Low As*		 Model Year
2019 - 2016
APR As Low As*		 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 4.29% 4.59% 4.89% $5,000  
37 - 60 months 4.29% 4.59% 4.89% $10,000
61 - 72 months   4.49% 4.79% 5.09% $15,000
Jet Skis, Golf Carts, ATVs, UTVs, Other: Snowmobiles
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Terms Model Year
New - 2020
APR As Low As*		 Model Year
2019 - 2016
APR As Low As*		 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 5.19% 5.49% 5.89% $5,000  
37 - 60 months 5.19% 5.49% 5.89% $7,500  
61 - 72 months 5.19% 5.49% N/A $15,000
Farm Bureau Bank does not finance Commercial Boats, Yachts, or Ships
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Loan Range Maximum Term LTV
Up to 90%
APR As Low As*
$150,000 and over 144 months 4.29%
$149,999 - 100,000 144 months 4.49%
$99,999 - 50,000 144 months 4.99%
$49,999 - 25,000 144 months 5.59%
$24,999 - 10,000 120 months 6.09%
$9,999 - 5,000 60 months 9.39%
LTV = Loan-To-Value 
Boat rates above are calculated at maximum Loan Range amount and Maximum Term.
Shorter terms and/or higher LTV will result in a higher APR.
Motorhomes, Travel Trailers and Horse Trailers w/Living Qtrs
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Terms Model Year
New - 2020
APR As Low As*		 Model Year
2019 - 2016
APR As Low As*		 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 4.09% 4.39% 5.89% $5,000  
37 - 60 months 4.99% 5.29% 5.89% $10,000
61 - 72 months 5.19% 5.49% 6.09% $15,000
Class 4: Ford F-450, Ford E-450, RAM 4500, GMC 4500 / Class 5: GMC 5500, Dodge Ram 5500, Ford F-550 / Class 6: Chevrolet Kodiak C6500, GMC International Durastar , Ford F-650; GVWR 14,001 to 26,000 lbs
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Terms Model Year
New - 2020
APR As Low As*		 Model Year
2019 - 2016
APR As Low As*		 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 3.79% 4.09% 5.09% $5,000  
37 - 60 months 4.19% 4.49% 5.09% $15,000
61 - 75 months   4.39% 4.69% 5.29% $20,000
76 - 84 months   5.49% 5.79% 6.29% $35,000
Self Propelled: Farm Equipment, Implements, Lawn Equipment, Forklifts, Skid Steers, Dozers, Non-Self Propelled: Trailers, Machinery/Trucks (Class 7 and above: Ford F-750, GMC C7500, Freightliner Cascadia, "semi" or "18-Wheeler"; GVWR 26,001 and greater)
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Terms Model Year
New - 2020
APR As Low As*		 Model Year
2019 - 2016
APR As Low As*		 Model Year
2015 - 2011
APR As Low As*		 Minimum to Finance
12 - 36 months 4.19% 4.49% 5.49% $5,000  
37 - 60 months 4.59% 4.89% 5.49% $15,000
61 - 75 months   4.69% 4.99% 5.69% $20,000
76 - 84 months   5.69% 5.99% 6.69% $35,000
Please click on the Terms and Conditions and/or Rewards links for additional information on each card.
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Farm Bureau Member Rewards MasterCard® Premier Business Visa® FB-org Corporate Credit Card
Intro APR* 0% introductory APR for 9 months on purchases 0% introductory APR for 3 months on purchases and balance transfers None
Purchase APR* As low as 12.99% based on your credit worthiness; this APR will vary with the market based on the Prime Rate As low as 7.24% As low as 8.95%
Rewards Up to 3x points for purchases with Member Rewards Earn rewards on every qualifying purchase with Business Member Rewards 0.50% Cash Back
Annual Fee None None None
Other Charges See Terms & Conditions See Terms & Conditions See Terms & Conditions
* Rates disclosed as Annual Percentage Rate (APR).
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Disclosures:

All loan rates disclosed as Annual Percentage Rate [APR]. Interest Rates and all APRs are subject to change without notice.

Rate may vary based on the amount financed, term, first payment, collateral value and mileage.   Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable. Based upon credit qualification and value of the collateral, a down payment may be required. Non-member rates may be 1.50% higher than posted rates and non-member application fees may apply. Rates may be 2% higher on vehicles with mileage over 125k. Farm Bureau Bank does not finance vehicles with mileage over 150k, totaled, reconditioned, refurbished, or salvaged collateral. Existing Farm Bureau Bank loans are excluded from this offer.  The minimum loan amount is $5,000. If loan is paid off early, a penalty may be assessed. Additional documents may be required for consideration. Payment options may vary based on amount to finance and/or collateral.