Loan & Credit Card Rates
Available to retail customers only.
Boat rates above are calculated at Maximum Term (for excellent credit).
Shorter terms and/o lower Down Payment will result in a higher APR.
Boat loans ≥ $150,000 require marine survey and US Coast Guard registration - paid by borrower(s).
Maximum collateral value = $600,000.
Available to retail customers only.
RV rates above are calculated at Maximum Term (for excellent credit).
Shorter terms and/o lower Down Payment will result in a higher APR.
Maximum collateral value = $600,000.
Available to retail customers only.
Available to retail and business customers.
| Card | Introductory APR* | Purchase APR* | Rewards | Annual Fee |
|---|---|---|---|---|
| Farm Bureau Member Rewards Mastercard® Available to retail customers. |
0.00% on Purchases within the First Nine (9) Months |
15.99% | Up to 3x% Points on Eligible Net Purchases |
None |
| Premier Business Visa® Available to business customers. |
0.00% on Purchases and Balance Transfers within the First Three (3) Months |
10.24% | Up to 1x% Points on Eligible Net Purchases |
None |
| FB-Org Corporate Visa® Available to Farm Bureau organization customers only. |
N/A | 11.95% | Up to 1.00%% Cash Back on Eligible Net Purchases |
None |
APR is based on creditworthiness and will vary with the market based on the Prime Rate. See card documentation for complete details on rate, rewards.
All loan rates disclosed as Annual Percentage Rate [APR]. Interest Rates and all APRs are subject to change without notice. See loan/credit card terms for full details.
Rate may vary based on the amount financed, term, first payment, collateral value and mileage. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable. Based upon credit qualification and value of the collateral, a down payment may be required. Non-member rates may be 1.50% higher than posted rates and non-member application fees may apply. Rates may be 2% higher on vehicles with mileage over 125k. Farm Bureau Bank does not finance vehicles with mileage over 150k, totaled, reconditioned, refurbished, or salvaged collateral. Existing Farm Bureau Bank loans are excluded from this offer. The minimum loan amount is $5,000. If loan is paid off early, a penalty may be assessed. Additional documents may be required for consideration. Payment options may vary based on amount to finance and/or collateral.
Payment Examples:
- Auto Loan - For a $25,075 loan with a term of 36 months, a 45 day first payment date, and a 2.59% APR, the monthly payment will be $723.23.
- RV Loan - For a $40,075 loan with a term of 36 months, a 45 day first payment date, and a 4.09% APR, the monthly payment will be $1,184.46.
- Boat Loan - For a $65,075 loan with a term of 240 months, a 45 day first payment date, and a 4.99% APR, the monthly payment will be $429.34.