Loan Rates

Farm Bureau Bank offers loans for a variety of purposes, all with competitive rates to make your money go further.
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Deposit Rates Loan Rates
Automobiles (Cars, SUVs, Minivans), Trucks (150/1500) < 6,000 lbs.
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Terms Model Year
2021 - 2019
APR As Low As*
 Model Year
2018 - 2015
APR As Low As*
 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 2.59% 2.89% 3.59% $5,000  
37 - 60 months 2.59% 2.89% 3.59% $10,000
61 - 75 months 2.69% 2.99% 3.69% $15,000
76 - 84 months   3.79% 4.09% 4.69% $20,000
Class-2: Ford F-250, Chevrolet 2500, GMC 2500, Dodge Ram 2500; Trucks (Class-3: Ford F350, Cheverolet 3500, GMC 3500, Dodge Ram 3500): GVWR 6,001 to 14,000
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 2.59% 2.89% 3.59% $5,000  
37 - 60 months 2.59% 2.89% 3.59% $10,000
61 - 75 months 2.69% 2.99% 3.69% $15,000
76 - 84 months   3.79% 4.09% 4.69% $20,000
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 4.29% 4.59% 4.89% $5,000  
37 - 60 months 4.29% 4.59% 4.89% $10,000
61 - 72 months   4.49% 4.79% 5.09% $15,000
Jet Skis, Golf Carts, ATVs, UTVs, Other: Snowmobiles
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 5.19% 5.49% 5.89% $5,000  
37 - 60 months 5.19% 5.19% 5.89% $7,500  
61 - 72 months 5.19% 5.49% N/A $15,000
Farm Bureau Bank does not finance Commercial Boats, Yachts or Ships
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 3.59% 3.89% 5.09% $5,000  
37 - 60 months 4.39% 4.69% 5.09% $10,000
61 - 72 months 4.59% 4.89% 5.29% $15,000
Motorhomes, Travel Trailers and Horse Trailers w/Living Qtrs
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 4.09% 4.39% 5.89% $5,000  
37 - 60 months 4.99% 5.29% 5.89% $10,000
61 - 72 months 5.19% 5.49% 6.09% $15,000
Class 4: Ford F-450, Ford E-450, RAM 4500, GMC 4500 / Class 5: GMC 5500, Dodge Ram 5500, Ford F-550 / Class 6: Chevrolet Kodiak C6500, GMC International Durastar , Ford F-650; GVWR 14,001 to 26,000 lbs
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 3.79% 4.09% 5.09% $5,000  
37 - 60 months 4.19% 4.49% 5.09% $15,000
61 - 75 months   4.39% 4.69% 5.29% $20,000
76 - 84 months   5.49% 5.79% 6.29% $35,000
Self Propelled: Farm Equipment, Implements, Lawn Equipment, Forklifts, Skid Steers, Dozers, Non-Self Propelled: Trailers, Machinery/Trucks (Class 7 and above: Ford F-750, GMC C7500, Freightliner Cascadia, "semi" or "18-Wheeler"; GVWR 26,001 and greater)
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Terms Model Year
2021 - 2019
APR As Low As*		 Model Year
2018 - 2015
APR As Low As*		 Model Year
2014 - 2010
APR As Low As*		 Minimum to Finance
12 - 36 months 4.19% 4.49% 5.49% $5,000  
37 - 60 months 4.59% 4.89% 5.49% $15,000
61 - 75 months   4.69% 4.99% 5.69% $20,000
76 - 84 months   5.69% 5.99% 6.69% $35,000
Please click on the Terms and Conditions links for additional information on each card.
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Farm Bureau Member Rewards MasterCard® Premier Business Visa® FB-org Corporate Credit Card
Intro APR* 2.99% introductory APR for the first 18 billing cycles on balance transfers made online and within the first 60 days after the account is opened. 0% for 3 months on purchases and balance transfers None
Purchase APR* As low as 9.99% based on your credit worthiness. This APR will vary with the market based on the Prime Rate. As low as 7.24% As low as 8.95%
Rewards Member Rewards Business Member Rewards 0.50% Cash Back
Annual Fee None None None
Other Charges See Terms & Conditions See Terms & Conditions See Terms & Conditions
* Rates disclosed as Annual Percentage Rate (APR).
For more information on residential mortgages, click here for mortage information.
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Disclosures:

Rates disclosed as Annual Percentage Rate [APR] and are based on acquiring the following collateral protection product: Major Mechanical Protection [MMP]. Additional discounts do not apply for purchasing more than one collateral protection product. MMP applies to vehicles only. Interest Rates and APRs are subject to change without notice.

Rate may vary based on the amount financed, term, first payment, collateral value and mileage.   Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable. Based upon credit qualification and value of the collateral, a down payment may be required. Non-member rates may be 1.50% higher than posted rates and non-member application fees may apply. Farm Bureau Bank does not finance vehicles with mileage over 150k, totaled, reconditioned, refurbished or salvaged collateral. Existing Farm Bureau Bank loans are excluded from this offer.  The minimum loan amount is $5,000. If loan is paid off early, a penalty may be assessed. Additional documents may be required for consideration. Payment options may vary based on amount to finance and/or collateral.