Business Credit Cards

Manage expenses, employee spending, and rewards all while maximizing your purchasing power.
  • Organize all your business expenses - big and small
  • Enjoy low interest rates
  • Earn rewards on every qualifying purchase
Apply Now: Business Credit Cards Program Enhancement FAQs: Business Credit Cards
Manage your business spending while maximizing your purchasing power.
Credit Cards Debit Cards

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Farm Bureau Bank Premier Business Visa®

Tap into a new source of purchasing power for your business

Introductory Offer

  • 0.00% fixed introductory APR1 on purchases and balance transfers without fees for first three (3) months/billing cycles1

  • Double bonus reward points on purchases for first three (3) months/billing cycles2

Features

  • Purchase APR* - As low as 11.49% variable APR for purchases, balance transfers, and convenience checks4

  • No annual fee3

  • Up to $50,000 unsecured line of credit

  • Additional employee cards available

  • Earn points just by using your card and redeem them for statement credit.

Premier Business Visa® Rewards

2X Points

on eligible purchases during the first three (3) billing cycles2

1X Points

on all other eligible purchases5

Cardholders also enjoy:

  • Online, anytime account management

  • Year-end account summary

  • Dedicated customer service

  • Visa® purchase alerts7

  • Additional card benefits such as travel & emergency assistance services8

Credit Card FAQs
Click here to view Frequently Asked Questions for Farm Bureau Bank credit cards. Learn more about benefits, point accruals, and how to use your card with Online Banking.

Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
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Disclosures
Disclosures:

1 The 0% introductory APR on Purchases and Balance Transfers is applicable for the first 3 billing cycles after the account is opened and requires that timely payments are received. After the expiration of the introductory period, the APR may be as low as Prime plus 3.99% with a maximum of Prime plus 10.99%.

2 Business Member Reward points for the next three (3) billing cycles are increased to two (2) points for every $1 in net purchases. Reward points accrue subject to certain terms and conditions which will be provided in the enrollment materials. All Business Member Rewards are subject to change and could be canceled at any time. The Business Member Rewards program is administered by a third-party administrator. Please see card Rewards Terms and Conditions for details about the Business Member Rewards program.

3 Other fees may apply. See Card Agreement and card Terms and Conditions for detailed fee information.

4 Rates disclosed as Annual Percentage Rate [APR] and are subject to change without notice. APR will vary with the market based on Prime Rate. The APR you receive is determined based on the qualifications of the business and the credit history of the business and guarantor. The Premier Business Visa credit card is available to qualifying businesses with a personal guarantee of a principal owner, officer, or partner. Please see card Terms and Conditions for more information.

5 Eligible purchases mean any signature-based, online, phone or mail-order purchase made with the Premier Business Visa. PIN-based transactions, convenience checks, Cash Advances, Balance Transfers, credits and returns are not eligible to earn points.  Point earnings are based on the new net retail purchase transaction volume (i.e., purchases less credits, returns and adjustments) charged to the card during each periodic billing cycle [“billing cycle”] by the cardholder(s) [“net purchase(s)”]. Net purchases are rounded to the nearest dollar and are subject to verification.

6 Points are accumulated at the rate of one (1) point per each one (1) dollar charged on the cardholder’s credit card in signature-based transactions only. Points accumulated for other banking relationships, products or services are determined at the sole discretion of Farm Bureau Bank. Additional terms and restrictions may apply. See specific card/rewards agreement for details.

7 Sign up required by cardholder. See https://purchase alerts.visa.com/vca-web for details.

8 See Visa Business Card Guide to Benefits for more information.

Premier Business accounts are subject to periodic reviews; therefore, Farm Bureau Bank may request financial information at any time that the account is in an open status. Failure to provide this information may cause interruption of service on the account or account closure.