Business Credit Cards

Manage expenses, employee spending, and rewards all while maximizing your purchasing power.
  • Organize all your business expenses - big and small
  • Enjoy low interest rates
  • Earn rewards on every qualifying purchase
Apply Now: Business Credit Cards Log in to View Your Credit Card: Business Credit Cards

Introductory Offer

  • 0% fixed introductory APR on purchases and balance transfers without fees for first three (3) billing cycles1
  • Double bonus reward points on purchases for first three (3) billing cycles2

Features

  • No annual fee3
  • As low as 7.24% APR for purchases, balance transfers, and convenience checks4
  • Up to $50,000 unsecured line of credit
  • Additional employee cards available

Business Rewards

  • Earn one point for $1 spent on qualifying purchases and choose your rewards5
Points Purchase Category
2x Eligible purchases during the first three (3) billing cycles2
1x All other eligible purchases5

Earn points6 just by using your card and redeem them for:

  • Travel - Round trip flights on any major carrier, with no black out dates or frequent flyer programs to join
  • Merchandise - Available items include digital cameras, LCD televisions, power tools, cookware and much, much more
  • Gift Cards - Gift cards for retailers, entertainment and popular restaurants

Cardholders also enjoy:

  • Online, anytime account management
  • Year-end account summary
  • Dedicated customer service
  • Visa® purchase alerts7
  • Additional card benefits such as travel & emergency assistance services8
Frequently Asked Questions
You may pay your Premier Business or corporate Visa® online (using your checking or savings account), through the mail, or by phone.

Online

To pay your business credit card online, click on the Login button on our website, then select Business Credit Cards from the drop-down list.
  • Logon using your Username and Password.
To make a payment:
  1. Click on the red Make Payment button under the section Current Payment Due or from the top menu bar go to Payments then select Make a Payment.
  2. If you have not already done so, you may be prompted to Add a Payment Account.
  3. Select the desired account from the Payment Account drop-down (or click Add Payment Account to add a new account).
  4. Select the Payment Account and Payment Date, then click Continue.
  5. Verify the payment details, then click Confirm to submit the payment.
  6. You will be given a reference number to retain for your records that confirms the transaction has been completed.

By Mail

To pay your business credit card by mail, send the check and the remittance portion of your statement to:
  • Farm Bureau Bank
    Business Card Services

    PO Box 37035
    Boone, IA 50037-003
By Phone
To pay your business credit card by phone:

To view your credit card statements online, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  • Logon using your Username and Password.

To access your eStatements:

  1. Under Account Info tab, select the eStatements link.
  2. You will be able to access a PDF version of your statements by clicking on the desired billing cycle date.vi

To view your credit card transaction history online, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  • Logon using your Username and Password.

To view your transaction history:

  1. Your recent transactions are posted on the credit card center's main page.
  2. If you do not see a transaction on the main page or wish to search for a specific transaction, hover over the Account Info tab and select the Account Activity link.
  3. You will be able to view your posted transactions and easily search by date range and/or filter your history by category and/or price range.

Yes! To set up recurring payments on your account, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  • Logon using your Username and Password.

To make a payment:

  1. From the top menu bar go to Payments then select Automatic Payments.
  2. Select the desired Automatic Payment TypePayment Account Info, and Payment Amount, then click Submit.

Disputes may be submitted either online or by phone.

Online

To submit a credit card dispute online, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  • Logon using your Username and Password.
To dispute a transaction:
  1. From the top menu bar, go to Account Services then select Dispute Transactions.
  2. Click the View Transaction button.
  3. You may select a specific billing cycle from the drop-down menu.
  4. Place a check mark next to the transaction(s) and click Submit.

By Phone

To submit a credit card dispute by phone:

To redeem your Premier Card Rewards points online, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  • Logon using your Username and Password.
To redeem credit card points:
  1. Click the Browse Rewards button under the section Rewards Balance.
  2. Browse for rewards and follow the on-screen instructions to redeem your rewards points.

Some merchants may require the use of a PIN as an added identification feature. There are two ways to setup a PIN code:

  • Call 1.888.891.2435 and follow the automated system. This method allows you to select a custom, personalized PIN ready for immediate use.
  • You may also contact a Farm Bureau Bank customer care representative by calling 1.800.748.6938 and request a randomly produced PIN via mail which will arrive within 7-10 business days.
Call 1.800.748.6938 and speak with a Farm Bureau Bank customer care representative.
Disclosures:

1 The 0% introductory APR on Purchases and Balance Transfers is applicable for the first 3 billing cycles after the account is opened and requires that timely payments are received. After the expiration of the introductory period, the APR may be as low as Prime plus 3.99% with a maximum of Prime plus 10.99%.

2 Business Member Reward points for the next 3 billing cycles are increased to two points for every $1 in net purchases. Reward points accrue subject to certain terms and conditions which will be provided in the enrollment materials. All Business Member Rewards are subject to change and could be cancelled at any time. The Business Member Rewards program is administered by a third-party administrator. Please see card Terms and Conditions for details about the Business Member Rewards program.

3 Other fees may apply. See card terms and conditions for detailed fee information.

4 Rates disclosed as Annual Percentage Rate [APR] and are subject to change without notice. APR will vary with the market based on Prime Rate. The APR you receive is determined based on the qualifications of the business and the credit history of the business and guarantor. The Premier Business Visa credit card is available to qualifying businesses with a personal guarantee of a principal owner, officer, or partner. Please see card Terms and Conditions for more information.

5 Eligible purchases mean signature-based transactions only. PIN-based transactions and convenience checks are not eligible to earn points. Point earnings are based on the new net retail purchase transaction volume (i.e., purchases less credits, returns and adjustments) charged to the card during each periodic billing cycle [“billing cycle”] by the cardholder(s) [“net purchase(s)”]. Net purchases are rounded to the nearest dollar and are subject to verification.

6 Points are accumulated at the rate of one (1) point per each one (1) dollar charged on the cardholder’s credit card in signature-based transactions only. Points accumulated for other banking relationships, products or services are determined at the sole discretion of Farm Bureau Bank. Additional terms and restrictions may apply. See specific card/rewards agreement for details.

7 Sign up required by cardholder. See https://purchasealerts.visa.com/vca-web for details.

8 See Visa Business Card Guide to Benefits for more information.


Premier Business accounts are subject to periodic reviews; therefore, Farm Bureau Bank may request financial information at any time that the account is in an open status. Failure to provide this information may cause interruption of service on the account or account closure.