Refinance Options

With Farm Bureau® Mortgage 
We offer a variety of rate, term, and cash-out refinance options to fit your unique goals and needs. 
  • Conventional Refinance
  • FHA & VA Refinance
  • Renovation Loans
  • And More!  
Apply For A Loan: Refinance Options Contact a Loan Consultant: Refinance Options

Put Your Mortgage to Work for You 

  • Cash Out - Take advantage of the equity in your home. Get cash to pay down debit, make home improvements, or to put towards a new investment. ​
  • Lower Payments - Getting a better rate or terms can help your monthly mortgage payment. 
  • Reduce Loan Term - Pay your mortgage off sooner by refinancing into a shorter term. 

Conventional Refinance

The most common type of mortgage.
  • Rate, term, and cash-out refinances


FHA Refinance

A more affordable government-backed option with low down payments and easier credit requirements.
  • FHA Streamline Refinance 
  • FHA Rate, Term, or Cash-out Refinances 


VA Refinance2

Special loan programs backed by the US Department of Veteran Affairs for active service members, veterans, and some surviving spouses.
  • Interest Rate Reduction Refinance Loan [IRRRL]
  • VA Cash-Out Refinance

USDA Refinance

Low interest, no down payment loans for qualified borrowers in rural areas or small towns.
  •  USDA streamlined refinance


Jumbo Loan Refinance

Refinance a mortgage that is larger than the conforming limit.
  • Best for financing a high-cost property


Construction and Renovation Loans

For building or renovating your dream home.
  • One-Close Construction Loan
  • Homestyle® Renovation Loan
  • 203(k) Renovation Loan
  • VA Rehab & Renovation Loans

FHA 203(h) Program Disaster Relief3

Purchase or no cash-out refinance for those affected by a major disaster who are rebuilding or purchasing another home.
  • Special program for those recovering in a Presidentially-Declared Major Disaster Areas

View Purchase Options

1By refinancing the existing loan, the total finance charges may be higher over the life of the loan. 

2Subject to VA Eligibility. 
3Subject to program eligibility. 

Farm Bureau, FB, and the FB National Logo are registered service marks owned by and used by Farm Bureau Mortgage under license from the American Farm Bureau Federation. Farm Bureau Mortgage is a service-to-member institution which provides mortgage services to Farm Bureau members and others in participating states. See Affiliated Business Arrangement Disclosure for more details.

NMLS ID 2122423. Visit Licensing or NMLS Consumer Access for details.