Business Checking Accounts

Our business checking accounts are designed to complement organizations of all sizes.
  • Small businesses wanting options for growth
  • Mid-sized businesses
  • Large organizations in need of Treasury Management Services to efficiently manage cash flow

Call us at 800.988.4419 to get started!

Email Relationship Banking: Business Checking Accounts
  • Minimum Initial Deposit - $50
  • 200 Transactions per Month1 ($0.50 for each additional transaction)
  • Free Unlimited Mobile Deposits
  • Free Visa® Debit Card
  • Free Online Banking
  • Free eStatements & Check Images2
  • Monthly Account Fee - $10 (may be waived)
    • Maintain a $1,000 minimum average daily balance to avoid the monthly account fee
  • Minimum Initial Deposit - $50
  • 500 Transactions per Month1 ($0.50 for each additional transaction)
  • Free Unlimited Mobile Deposits
  • Free Business Online Banking
    • Gives you access to advanced features essential for growing your business and optimizing cash flow
  • Free eStatements & Check Images2
  • Eligible for Business Services3
  • Monthly Account Fee - $20 (may be waived)
    • Maintain a $10,000 minimum average daily balance to avoid the monthly account fee
  • Minimum Initial Deposit - $50
  • Free Monthly Analysis Statement
  • Free Business Online Banking
    • Gives you access to advanced features essential for optimizing cash flow
  • Eligible for Business Services3
  • Eligible for Earnings Credit [ECR]4
    • Can be used to reduce or eliminate monthly service charges
  • Monthly Account Fee - $25
    • Itemized depository and Treasury Management service fees may be reduced or eliminated based on account activity and ECR4
Frequently Asked Questions [FAQs]

Check deposits can be made either by mail or using your mobile device with the FBBmobile app. You may also transfer funds to your account electronically from another bank (via ACH or wire transfer) or directly deposit your paycheck (contact your employer for more info).

Mail Deposits

To make a deposit by mail, send the check and deposit slip to:
  • Farm Bureau Bank
    PO Box 33427
    San Antonio, TX 78265-3427

Make sure all checks are properly endorsed and include your account number on the back of the check under your endorsement.

Mobile Deposits

To make a mobile deposit:
  1. Sign the back of the check and include the following above or below your endorsement:
    • For mobile deposit at Farm Bureau Bank

  2. Log in to FBBmobile on your mobile device.
    • Go to Menu.
    • Go to Transactions.
    • Go to Deposit Check.
    • Select the Account.
    • Enter the amount.
    • Click Save.
  3. Capture front and back image of the check with your phone's camera.
  4. Submit deposit.
  • Remote Deposit Capture [RDC] is a solution that allows you to easily submit checks to the bank for deposit with the use of a desktop check scanner. An extended deadline to make your deposits and improved availability of funds means improving cash flow and working capital for your business or organization.

    If you are interested in learning more about using this business service, contact our Relationship Banking department at 800.988.4419.

To find out more about opening a business account or adding additional business products and services, contact our Relationship Banking department at 800.988.4419.

Disclosures:

1 Debit transactions include all debits (i.e., ACH, checks, withdrawals) except Farm Bureau Bank debit card transactions and internal transfers.

2 Up to five (5) years history available.

3 Additional service and processing fees apply. See Business Deposit Fee Schedule for detailed fee information.

4 Earnings Credit Rate [ECR] is determined by the Bank and is subject to change at the Bank’s discretion.

Farm Bureau Bank deposit accounts are FDIC-insured up to $250,000 per depositor.

Fees could reduce earnings on deposit accounts.

All Business Checking Accounts and Treasury Management Services are subject to limitations. Normal credit qualifications apply. Additional maintenance and processing fees apply. Farm Bureau Bank reserves the right to change account types based on activity changes. We will give you reasonable notice in writing or by any other method permitted by law.

Enrollment in Treasury Management Services does not replace the legal terms and conditions of any Business Checking Account. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product of service.