We offer a variety of construction loans, so that you can roll the cost building your home into one mortgage loan!
Construction Loans
Ready to build your dream home?
Allows you to finance the cost of building your home up to 12 months, then converts to a traditional mortgage. All with one simple application and closing process, saving you time and money.
- Construction loan can be used to pay for land, labor, materials, and permits.
- Conventional, high balance, and ARMs available
- Eligible on primary, second and investment property purchases and rate/term refinances
- Interest-only payments until the build is complete. After construction, payments convert to traditional principal and interest mortgage payments.
Allows you to finance the cost of building your home up to 12 months, then convert to a traditional 30-year fixed mortgage. All with one simple application and closing process, saving you time and money.
- Loan limits up to $4 million
- Can be used to pay for land, labor, materials, and permits
- Eligible on primary home purchases and cash-out refinances
- No down payment1 and no payments during the build period
Additional Resources
Disclosures:
1 A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits.